NO INTEREST, NO FEES, NO HASSLE!
What's the deal?
We know what it like, you are kitting out your new place, doing up the bed room or just replacing that battered old mattress but you are on a budget. You know you should invest in the best but the price of a good mattress is a little bit high for you right now. Well we have got you covered! The Sleep shop has you covered with our 'Sleep Now Pay Later' payment option in partnership with the good folks at Flexi-Fi. With the Sleep Shop and Flexi-Fi you can get avial of Zero Interest shop now pay later purchases on orders between €80 and €499.
Who are Humm?
Humm allows you to buy now and pay later for the things you really want. In Ireland at the moment, there are over 600 stores currently accepting Humm and once you have a Humm account, you can buy now, pay later in any of these stores. The great thing about Humm is that YOU are in total control. You select the goods; You select the amount; You select the plan; You have full access to your Humm account via your very own self-serve portal. You can even pay out your purchase early without any additional fees or charges.
Humm is a Retail Instalment Payment Plan Facility and is governed by the laws applicable to the Republic of Ireland. Humm is underwritten by Humm Europe Limited, Company Number: 600124.
How Does it Work
Hit the "Sleep Now Pay Later" button on any of our applicable product pages to see the split payment price of your chosen product. If you are happy with the price just hit the apply button below and Humm will take you through the steps. That's all there is to it!
But when do I get my order?
Straight away! That's why we call it the Sleep Now Pay Later! There is no waiting around for final payments.
Is it really interest free?
Example: Total Amount of Credit: €499 over 5 equal payments. First 20% payment upfront & 4 equal fortnightly payments. 0% interest rate. No application fee, No monthly account fee. APR of 0%. Total Amount Payable: €499
Can I still get a refund if something doesn’t suit?
Absolutely, our regular returns and refunds policy applies to all purchases made through Humm and will be refunded to whatever card you used to make the payment/s.
I want to spend more than €499, can I still buy now, pay later?
You can indeed, but there will be interest added. You will be quoted for fees and interest before you checkout, so you know the cost of the credit before you commit.
Am I Eligible for Humm?
To apply for Humm, all you need is a valid email address, your mobile phone number and meet the following minimum criteria…
- Provide proof of PPS number & Address
- Be at least 18 years of age
- Be an Irish citizen or permanent resident of Ireland
- Earn a minimum taxable income of €21,000 per year
- Have a current credit / debit card and a Photo ID
- Have a good credit history
What Happens If I'm Refused?
Unfortunately, Humm is a third party payment service and The Sleep Shop has no control over the decisions made by them. If you aren’t accepted by Humm then please contact them directly. We've found that it could even be something as small as your DOB entered incorrectly in the application process causing refusal, so it's worth giving them a shout! You can contact Humm here
* During your Humm assessment, Humm may ask you to provide additional documents such as a recent bank statement, utility bill or payslip to support your application, so have them ready.
Humm finance is subject to assessment and approval and is currently only available to our Republic of Ireland customers. T&C’s apply. You can check them out HERE
If you have any other questions, please visit the Humm FAQ page HERE